Top 5 Mistakes to Avoid After a Car Accident
Car accidents are often terrifying and overwhelming experiences. In the aftermath of one, you will want to handle the situation responsibly to ensure your safety and protect your rights. However, it is common for individuals to make mistakes during this stressful time that can hinder their ability to seek compensation for their injuries and damages. To help you avoid these mistakes, stay calm and focused.
If you find yourself injured in a crash, never hesitate to seek advice from a trusted Florida car accident attorney from The Law Offices of Marc L. Shapiro, P.A.
Mistake #1: Not Calling Law Enforcement
In Florida, drivers are legally required to report accidents involving injury, death, or property damage over $500. Failing to report the accident can result in legal consequences and hurt your insurance or personal injury claim. Be sure to call law enforcement immediately after an accident.
A police report serves as an official record and can be vital when proving fault. By involving law enforcement, you ensure that accurate information is documented, providing a strong foundation for your claim.
Mistake #2: Admitting Fault at the Scene
Many drivers instinctively apologize or take the blame, even when they are not at fault. However, in Florida, a comparative negligence state, any admission can reduce your compensation. Let the facts speak for themselves and avoid making definitive statements about fault.
Even if you believe you may have been partly responsible, consult with a Florida car accident attorney before admitting fault. They can guide you in understanding the legal implications and help protect your rights.
Mistake #3: Failing to Seek Immediate Medical Attention
Florida’s 14-day rule requires you to seek medical care within 14 days to qualify for PIP (personal injury protection) benefits. Some injuries may not be obvious right away, such as whiplash or concussions. Delaying treatment can weaken your claim and put your health at risk. Even if you do not experience immediate pain or visible injuries, seek medical attention. A healthcare professional can evaluate your condition and document any injuries, ensuring your well-being and supporting your claim.
Mistake #4: Speaking to Insurance Companies Without a Lawyer
Insurance adjusters often seek to minimize payouts by twisting your words, when you believe your statements were harmless. Avoid giving recorded statements or speaking in-depth about your injuries to insurers, even your own provider.
It is in your best interest to consult a Florida car accident lawyer before speaking to insurance companies. An experienced attorney can handle all communications, so you never say anything that might jeopardize your compensation.
Mistake #5: Accepting a Settlement Without a Legal Advice
Again, insurance companies want you to accept as little as possible, so they might make a quick offer out of the gate, knowing it is less than you deserve. A quick settlement check might sound convenient in the face of mounting medical bills, but if you accept too little compensation, you cannot seek more at a later date.
Always have a car accident attorney review any offers before you accept or sign anything.
Be Aware of the Mistakes to Avoid After a Car Accident and Contact Our Florida Car Accident Attorneys Today
To protect your rights and strengthen your car accident claim, take care to avoid common mistakes after a car accident. By reporting the accident, refraining from admitting fault, seeking immediate medical attention, gathering evidence, and consulting with a skilled Florida car accident attorney before speaking to insurance companies, you can maximize your chances of a successful outcome.
If you have been injured in a car accident, contact the compassionate team at The Law Offices of Marc L. Shapiro, P.A. for a free consultation and assistance with your claim. Call 239-500-5000 or contact us online to schedule a consultation with our dedicated team of professionals today.
FREQUENTLY ASKED QUESTIONS (FAQ)
Q: Why is it important to call law enforcement after a car accident in Florida?
A: Florida law requires reporting accidents with significant damages or injuries. A police report is vital evidence for insurance or personal injury claims, documenting key details of the incident.
Q: What is Florida’s “14-day rule” regarding medical treatment after an accident?
A: You must seek medical care within 14 days of an accident to qualify for Personal Injury Protection (PIP) benefits in Florida, even for seemingly minor or delayed injuries.
Q: Should I talk to the insurance company after a car accident without a lawyer?
A: It’s best to consult a Florida car accident lawyer before speaking with insurers. They may try to minimize your payout, and an attorney can protect you from saying anything that could harm your claim.
